People stories change! The person at fault can very well tell their insurance company you were at fault. The Police Report ensures the story doesn't change.
Insurance companies want it, it helps establish fault in their minds although it does not in court.
call the police
Sure, a Police Report will contain this information but you'll have to wait to file a claim until the Report is available if you don't get the all this information on scene.
FULL NAME ADDRESS PHONE NUMBER INSURANCE INFORMATION
get contact information from other driver
Don't feel hurt now? That very well may be adrenaline covering up an injury you'll feel a day or two later. The time delay between accident and medical treatment provides the Insurance Company an increased chance to deny your claim.
get medical treatment
It is said that a photo is worth a thousand words. In Personal Injury car accident cases, photos could be worth millions of dollars.
take photos of vehicles and injuries
Yes, even your insurance company. It's likely your insurance company has placed within their contract with you that you must inform them of any car accidents you are involved in.
Moreover, if you were injured by someone with little or no insurance, you may have your policy coverage for uninsured or under-insured drivers.
file claim with all insurance companies
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